Special Offer: Save Over 75% On The “House Smart” Playbook!

Prequalify Yourself for a Home Loan — WITHOUT Wasting Time or Getting Denied

Learn How to Turn Your Financial Snapshot Into a Preapproval That Opens Doors

Controversial Opinion:

You SHOULD Be Planning Your Mortgage — But Skipping Prequalification Is Your First Big Mistake

It’s no secret that buying a home feels exciting… and a little overwhelming. Between credit scores, income documents, and confusing terms like DTI and LTV — it’s enough to make anyone want to slam their laptop shut and keep renting forever.

And for a lot of first-time buyers, the instant reaction is to delay, wait until “next year,” or think they need perfect credit and a huge down payment before even trying.

But hold up! 🛑 Because here’s the truth no one tells you:

You could qualify for a home and have a higher payment than another option with a different lender. All Banks ain't the same. Regardless of your relationship with them. All Brokers ain't the same either. Knowing the difference and deciding which is better for your situation could make a significant difference in your payment, docs provided, and time invested. Everybody's situation is different so the nuances do matter!

There’s a simple shift you can make today that makes prequalifying for a mortgage easier, smarter, and way less intimidating. And that's whether it's a purchase or refinance.

Most people think you need a financial degree to get approved for a home loan — but the smart ones? They’re learning how to reverse-engineer their income, underwriting specs, debt, and credit to unlock real buying power. How can you form an effective strategy on one of the most important decisions of your life?

Instead of feeling stuck or unsure, you could be confidently house hunting with a

preapproval in hand, ready to make your first offer — and your first step into ownership.

And this isn't about being rich — it’s about being ready. Your first home could be closer than you think... but it all starts with knowing how to prequalify the right way.

So before you scroll away into dream-home fantasy land, learn how to actually make it happen.

Learning these tools to Prequalify for a Mortgage Changed My life – Now I’m Helping You Do It Too!

Hey, I’m Keith Harris!

I always held a curiosity of how somethings came to be. Ownership of real estate being one. While in college I started as a Mortgage Loan Officer helping people obtain Mortgages. I loved the aspect of helping people obtain their dreams and resolve issues with refinance. I went on a pursued my dream of working in the IT field. I was recently married and was laid off my first IT job out of college. My wife became pregnant and we were in an apartment. I used the knowledge I had to about the mortgage process to qualify to get a house built. We closed in June. I started back working in July. My son was born in August.

I didn’t have perfect credit. I didn’t have a six-figure salary. What I had was the right knowledge — and a strategy.

Since that I time I have taught some of this tools to numerous people to help them achieve their goals.

Understanding how lenders think, how income and debt really work, and what numbers matter gave me the power to buy -not just dream.

According to experts the wealth gap is increasing in America. Less people are securing the American Dream of homeownership, which is the first step in Building wealth. I attribute part of this gap to a fundamental misunderstanding of the financial landscape. It's hard to save money and do we honestly think you will save enough to last you for a lifetime? Achieving homeownership can help you build a foundation and expand to hit your goals. But first you must gain an understanding of use of the tools available to make this process easier, faster, and less expensive. Time is money. These tools encompassed in this playbook are to empower you to develop a strategy to achieve your mortgage financial goals. They are transferable too. Some of the wealthiest people use these same tools to continue to amass wealth for them and their families.

Now, I’m sharing the step-by-step process — the one that takes you from confused renter to confident homebuyer. If I could figure out a strategy for myself… so can YOU!

Let’s turn your situation into your success story — starting with

Prequalification

Introducing House Smart Your Financial Playbook :

Learn the Mortgage Hacks That Turn Your Everyday Income Into Buying Power!

“You Don’t Need To:”

- Have a perfect credit score
- Be debt-free
- Make six figures
- Know everything about real estate
You just need to understand how lenders think — and how to
prequalify the smart way

You can own the home you want and live the life you deserve — starting with a paycheck you already earn.

Homeownership isn’t just for the wealthy or “perfect” borrowers.

It starts with knowing how to use what you do have — your income, your credit, and your current situation — to your advantage.

Because while some people complain about rent going up and home prices rising…

Smart buyers are learning how to prequalify strategically, lock in financing, and buy the home they never thought they could afford.

You don’t need to make six figures.

You don’t need perfect credit.

You just need the right approach — and a plan.

And once you learn it, you’ll be able to say goodbye to renting, goodbye to uncertainty — and hello to freedom, equity, and a place that’s finally yours.

"Crack the Code to Mortgage Prequalification in the Digital Age”

What you'll get with this Playbook:

-Optimum Credit Card Utilization ($150 value)

-Credit Repair technique ($350 value)

-DTI calculations ( $200 value)

-Reverse engineer any Home price into a Payment ($150 value)

-Learn the Differences between Lenders So you'll know which to use ($250)

Learn House Smart Step by Step PLAYBOOK To Buy With Confidence and Build Wealth

With this Guide we’ll cover:

Learn how to view and calculate your income
Learn how summarize and improve your credit without paying a company to do it
How all banks/lenders are not equal
Gain the confidence you need to make informed business decision with your real estate purchase
Learn the terms and meaning that professionals use
Learn how to show only the information you have
Get over the fear of buying with knowledge not money